I’m looking to change my VISA card, as the current one gives us points towards ‘stuff’, most of which I don’t need. I’d be more interested in cards that either served some sort of purpose (e.g. the VanCity cards) or points that are more useful, such as high-leverage travel frequent flyer miles on either flights to the US or to Europe.
Any recommendations?

by Pooya Karimian
08 May 2008 at 21:02
how about just a cash-back card? i remember CITI was offering 2% cash back but I can only find 1% one now. update us on what you find might be useful here too.
by sven
09 May 2008 at 12:56
Vancity’s also has a subsidiary (Citizens Bank) that has cards with purpose…Vancity’s has the Envirofund which gives a portion of profits to environmental organizations, but you can go through citizens which will donate to Amnesty International, Oxfam or the Shared Interest fund, which give proceeds to a variety of international groups.
by William Azaroff
09 May 2008 at 15:14
Hi David. If you are thinking about a Vancity card and need any help, please just let me know.
by Dave
09 May 2008 at 20:17
Mastercard seems to offer a much better kickback program than Visa and often those Mastercard cards have no annual fee. The only reward program that I ever see people use with Visa is for the Aeroplan Cards from Royal Bank or CIBC, but then those individuals are forking out big bucks in annual fees and getting Air Canada flights. Redflagdeals.com has a comparison that is updated regularly which compares the benefits of the no annual fee credit cards (google search: redflagdeals credit cards).
by David Orchard
16 Jun 2008 at 17:54
Too funny, I just posted some thoughts on visa cards and travel at http://www.pacificspirit.com/blog/2008/06/12/travel_rewards_compared_aeroplan_td_cashback